A2Z E-Payments (Pvt.) Ltd | Products & Services

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Peshawar Bus Terminal

Public Private Partnership

The Transport Department Khyber Pakhtunkhwa in public private partnership with M.Comm (Pvt) Ltd under the brand name of A2Z E-Payments has introduced an electronic payment system for Fee Collection at Peshawar bus terminal. It aims to convert the existing manual payment system to a system managed electronically thus reducing the chances of fraud and theft along with over charging. E-parking will play an important role in the current law and order situation at Peshawar bus terminal by providing some basic information on vehicles parked in and around Peshawar bus terminal premises.

Our Solutions

Innovatively Created fully integrated and universally tested.

We named our solutions C.A.P.S (Combined Applications Platform Systems). The company offers a Platform System (“Platform”) used not only for the dispensing and managing of electronic vouchers but for numerous applications. The platform is comprised of many modules which are used as a licensed tool for providing carriers and distributors with the most comprehensive prepaid system currently known. C.A.P.S covers following Innovative, Integrated and Tested Services.



POS Terminal

Point Of Sale (POS Terminal)Point of Sale Terminal

The POS terminal that we provide comes loaded with our propriety software that enables the retailer to perform transactions both online as well as offline. The retailer can download prepaid PINs in bulk with a single telephone call and then can sell it offline as per the requirement. The PIN’s remain stored in the terminals memory and are invisible and secure till printed out for sale.

Terminal Benefits

  • Provide customized receipts with retailer name
  • Create reports for end-of-shift, end-of-day etc. to suit retailer accounting system to ease administration of employees
  • Offer advanced reporting tools for retailers through web-interface
  • Offer a demo mode for training purposes
  • Complete automatic updates of templates, products and services
  • Provide retailer credit control through existing billing infrastructure available with the distributor/operator
  • Two level security with supervisor and teller sign-in passwords * Fast transaction times
  • Robust inbuilt thermal printer
  • A comprehensive range of products and services
  • Credit and debit card processing is provided as an option (subject to approval by banking acquirer)
  • Can be made GPRS enabled (eliminating the requirement of a telephone line)
  • Can perform both PIN based as well as PIN-less transactions

Fee/Fine Collection

Fee / Fine Collection

Inauguration of Model Traffic Penalty System in Khyber Pakhtunkhwa

Public Private Partnership is a key factor in the development of public institutions.
All around the world public and private partnership is removing barriers in public dealings which in turn not only increases the confidence of general public but also revenue collection from the general public.
A2z E-Payments has joined hands under public private partnership with Khyber Pakhtunkhwa traffic police. Initially penalty holders in districts Peshawar, Abbottabad, Mansehra, Haripur, Mardan, Nowshera, Charsadda, Swabi, Swat, Kohat, Bannu and Karak along with their respective highways are able to avail this facility. This facility will be implemented across all the districts in Khyber Pakhtunkhwa (With in 2 years).
A2Z E-Payments believes in the philosophy of corporate social responsibility that’s why as a company we introduced merchant model. The equipment is installed with merchants across district Peshawar and franchisee status has been allotted, the concept of retention and handsome profit margins is strictly followed for maximum attraction.

Benefits to the general public

1. No Public Holidays
2. No Bank Holidays
3. Convenient locations
4. Easy Access for Challan Payment

Benefits to Traffic Enforcement Agencies

1. Comprehensive Database of Offenders
2. Better Traffic Management
3. Better Utilization of Resources
4. Elimination of Paper Associated Costs


Electronic Detail Marks Certificate (eDMC)
Electronic detail marks certificate is a unique service provided by this company to University of Peshawar and Board of Intermediate & Secondary Education Peshawar, Mardan ,Kohat later on to be extended throughout the Boards of Intermediate & Secondary Education in Khyber Pukhtoonkhwa Province. This service allows student from University of Peshawar & above mentioned boards to access and print DMC for their examinations at A2Z E-Payments franchises located throughout the each districts including Peshawar, Mardan, Charssada, Kohat, Nowshera etc.

Transaction Slip


How to activate “eWallet” service

Pay registration price of Rupees 200/- at any A2Z E-Payments Franchise (Life Time Registration Fee)
You will get a pack containing the “eWallet” Account number,Passwords,manuals,A2Z codes card etc
Please fill the agreement form provided in the pack, Our Dealer or Sales executive will register all your active mobile numbers in this eWallet account
After completing the above process now you can use this service. But before use you have to recharge this account.

Unique Advantages

A Prepaid Stored Value eWallet.
Your mobile phone number is your identity.
Unique payment solution which is completely secure.
Can be used on the web as well as from the mobile – Unified Payment Solution.
When used on mobile, compatible with all wireless data access technologies (GPRS/Edge/3G/Wimax).
Central data server maintained in a safe and secure environment with SSL encrypted transaction.
eWallet value cannot be encashed (Closed Wallet).
Full Value available for usage. No deductions on any account.
Widespread distribution network.
(A2Z E-Payments Retail Network is spread over 6 cities and counting).


Franchise Accounts Management System (F.A.M.S)
We have designed F.A.M.S for Mobile Franchise to manage Inventory (Sims, Cards, Easy load) and full Accounts with varieties of Reports for Franchise Owners to help in planning sales and other business decisions.

Global Recharge

Global Recharge (Software)
Global Recharge is a service that enables people to send/receive instant top-up online or at authorized outlets for personal use and or for those living or working abroad to instantly top-up mobile phones of family and friends back home. This service will benefit mobile operators as they generate additional revenue outside their domestic market. Global Recharge currently offers services of 5 mobile operators on a regular basis. These include Mobilink, Telenor, Ufone, Zong and Warid. The service is operated in joint collaboration with Malik Exchange (U.A.E), areas of operation includes Abu Dhabi, Sharja & Dubai.

Smart Result

A2Z E-Payments has taken a start by providing relief to “STUDENTS” by launching “SMART RESULT “ Our solutions will definitely enhance the efficiency and performance of educational institutes on one hand and on the other hand it will help to avoid unnecessary cost that is currently incurred on yearly basis by educational boards / institutions.

How its work

The user/Student will send the roll number in a message to a designated short Code and will receive the require information/Result on his/her mobile.

* For example: Write in message bisep 125742 send to 9818

* User will receive an automatic message containing

the following information as shown in the picture

Smart Result

Benefits for educational institutes

* Provide effective service without any cost or resource utilization.

* On time result declaration.

* Elimination of printing cost.

* Elimination of gazette distribution.

* Minimize HR cost.

* Minimize high bandwidth cost for Internet.

* Comprehensive Databse.

Benefits for Students

* Easy to access. Get hold of the results from anytime anywhere by just one SMS.

* Time saving. No need for searching gazette.

* Cost effective. It’s low in cost compared to the regular mode of getting results which includes travelling expenses, time and result showing charges.

* User friendly and easy approach.

* Quick result availability for students/Friend and family at any time any where.


Currently we are providing the “SMART RESULT” service to the following institutes.

1. Kohat University of Science and Technology (KUST)

2. Board of Intermediate and Secondary Education Kohat (BISE Kohat)

3. Board of Intermediate and Secondary Education Peshawar (BISE Peshawar)

4. Board of Intermediate and Secondary Education Mardan (BISEM )

5. Khyber Pakhtoonkhwa Technical Board of Education

Utility Bills Collection

Via our Point of Sale terminal we are providing PTCL, SNGPL & SSGC bills collection services to our independent merchants across the Khyber Pukhtoonkhwa Province.

Our Vision

We strive to continually deliver outstanding level of customer service, which is the key to maintain and grow our customer base. Our electronic payment services are designed to provide the growing needs of government departments, businesses and individuals to safely carry out their payment activities on in convenient and easy way.Relying on our expertise in distribution, marketing, technology and payments, we aim to become Pakistan’s largest third party payments transaction processing network.

Our Values

We are committed to honesty, timeliness and clarity in communicating both internally and with our customers in order to deliver best products and services that enhance performance of government and private institutions.Our success depends upon positive relationships that built out of trust. Trust is created by our actions and the most important of these is our ability to keep the promises we make. We pledge to formulate a path toward emerging technology.

Our Services